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Recent Editions
North America
Human Times
Companies’ growing use of non-compete clauses is harming productivity in rich economies, according to OECD research that found about a third of private sector employees restricted from joining a rival, limiting their outside options, and thereby weakening their bargaining power and reducing wage growth. The OECD said stronger rules alone may not stop the misuse of non-compete clauses, as unclear or overly broad terms are still common. Governments can improve transparency, simplify regulations and increase enforcement, including sanctions for clauses that are too broad, the OECD said.
Full Issue
UK
Human Times
Workers in London are most at risk of job losses due to AI, according to a new report from the Organisation for Economic Co-operation and Development (OECD). The study reveals that three-quarters of jobs in the capital are "highly exposed" to AI, meaning that more than half of the daily tasks involved can be performed by the technology. The report also found the UK is lagging behind the EU, US, Canada and Australia in growth of AI hiring, while vacancies in AI-exposed occupations have fallen since the pandemic. Although AI's impact on young workers currently appears limited, the OECD said graduates face growing pressure from automation and offshoring. The Mayor of London, Sadiq Khan, said: "AI presents real opportunities - from driving economic growth to improving public services - but also brings with it new challenges, including the potential impact on London's labour market." He warned earlier this year that AI could become a "weapon of mass destruction of jobs" if not properly controlled or used for "positive transformation."
Full Issue
USA
Education Slice
More students with disabilities are spending substantial portions of their school day in general education classrooms, according to a new U.S. Government Accountability Office report, which found that the number of students spending at least 40% of their day in mainstream classes increased by about 25% between the 2012-13 and 2023-24 school years. The trend reflects progress toward meeting the Individuals with Disabilities Education Act's requirement that students be educated in the least restrictive environment possible. The report found that much of the increase was driven by more students spending at least 80% of their school day in general education settings. Forty-two states and the District of Columbia recorded gains, although progress varied widely, with Washington, D.C., posting the largest increase, while North Dakota saw a decline. Students with specific learning disabilities, speech or language impairments, and other health impairments were the most likely to spend significant time in mainstream classrooms. However, participation declined in most states for students with orthopedic, hearing, and visual disabilities. The report also found increases among English learners with disabilities, Hispanic students, and multiracial students, while girls were consistently more likely than boys to be educated in general education settings.
Full Issue
USA
Accountancy Slice
Major insurers participating in the Affordable Care Act (ACA) marketplace are seeking another round of double-digit premium increases for 2027, citing rising healthcare costs, higher spending on prescription drugs and hospital care, and declining enrollment following reductions in federal subsidies. According to an analysis by KFF, the median requested premium increase across 77 publicly available filings is 14%, following a median 20% increase for 2026. Some insurers have requested especially large increases. Centene is seeking a 28% rate hike in Washington state after raising premiums 35% in 2026, while Blue Cross & Blue Shield of Illinois has requested a 15% increase following a 28% increase this year. Elevance Health has also requested double-digit increases in several states, including Indiana, Connecticut, Kentucky, and Maine. Insurers say reduced federal subsidies have led millions of healthier consumers to leave the ACA marketplace, leaving a smaller, less healthy, and more expensive risk pool. ACA enrollment fell from 22.1m to 19.2m between February 2025 and February 2026, and actuaries expect further declines.
Full Issue
Scotland
Legal Matters Scotland
Calls to separate Scotland’s Lord Advocate role are set to be examined by the UK Government after Labour peer Baroness Margaret Curran said the issue requires attention. The Lord Advocate currently serves as both the Scottish Government’s chief legal adviser and head of the independent prosecution service. Concerns over potential conflicts of interest have intensified following the Peter Murrell case, after the previous Lord Advocate informed First Minister John Swinney about court-related details. The Scottish Government has said it is open to discussions on possible reform of the role. In the House of Lords yesterday, Tory peer Lord Cameron of Lochiel said: "The dual role has become increasingly difficult to justify," with Baroness Curran responding: "He is of course right to emphasise that this has become a very significant issue of public debate in Scotland... it is a matter that does demand attention."
Full Issue
North America
Legal Slice
About two-thirds (67%) of U.S. companies reported an increase in mental health-related leaves of absence and accommodation requests over the past year, according to a survey by employment law specialists Littler Mendelson. Bloomberg reports on how a growing trend of workers using the Family and Medical Leave Act for mental health is prompting a resource strain, as employers hire temporary replacements or redistribute work. The estimated cost of a missed workday is said to be about $340 per day for full-time workers. Jeff Nowak, an employment attorney at Littler, observes: “Leaves have been consistently elevated coming out of Covid. This is a sustained shift, not a temporary disruption.”
Full Issue
Europe
Risk Channel
Unions and lawmakers fear that the European Union's new proposal, "EU Inc", a rulebook which aims to streamline business registration across member states, allowing companies to set up online in under 48 hours, could undermine labour rights and worker protections. "On the surface it looks like a technical company law proposal," Marcus Meyer-Erdmann, a researcher at the European Trade Union Institute (ETUI), said. "But underneath there are a lot of core elements like pay, worker protection, individual workers' rights, also dismissal protection . . . that would be rendered obsolete in a sense." Finnish radical left EU lawmaker Li Andersson said the proposal "clearly opens up the possibility" for companies to register where labour rights are the weakest. But centrist French EU lawmaker Pascal Canfin is offering reassurances that workers' rights will be protected. "The proposal must not have loopholes that allow abuses," he said. Canfin is to take part in negotiations on behalf of the parliament,
Full Issue
North America
CFO Slice
Major insurers participating in the Affordable Care Act (ACA) marketplace are seeking another round of double-digit premium increases for 2027, citing rising healthcare costs, higher spending on prescription drugs and hospital care, and declining enrollment following reductions in federal subsidies. According to an analysis by KFF, the median requested premium increase across 77 publicly available filings is 14%, following a median 20% increase for 2026. Some insurers have requested especially large increases. Centene is seeking a 28% rate hike in Washington state after raising premiums 35% in 2026, while Blue Cross & Blue Shield of Illinois has requested a 15% increase following a 28% increase this year. Elevance Health has also requested double-digit increases in several states, including Indiana, Connecticut, Kentucky, and Maine. Insurers say reduced federal subsidies have led millions of healthier consumers to leave the ACA marketplace, leaving a smaller, less healthy, and more expensive risk pool. ACA enrollment fell from 22.1m to 19.2m between February 2025 and February 2026, and actuaries expect further declines.
Full Issue