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Senate GOP nears deal to revive ACA subsidies with new limits and fraud safeguards

Senate Republicans say they are close to reaching a bipartisan deal with Democrats to restore enhanced Affordable Care Act subsidies for two years, after their expiration last year left millions facing higher insurance costs. “We’re in the red zone,” said Sen. Bernie Moreno (R-OH), though he cautioned that doesn’t mean it is a done deal. Sen. Susan Collins (R-ME) echoed his optimism, saying that senators “are close to coming up with a proposal that would be bipartisan,” while Sen Jeanne Shaheen (D-NH) told reporters "We should have a draft ready soon." The framework would reintroduce subsidies with added income caps, antifraud provisions, and potential flexibility for using funds in health savings accounts. A sticking point remains over abortion coverage, with GOP lawmakers demanding stronger restrictions. The proposal would require 60 Senate votes and House approval, and may gain traction as some Republicans express willingness to compromise ahead of the 2026 midterms.

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