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North America
Efforts to extend enhanced Affordable Care Act (ACA) subsidies failed in the U.S. Senate on Thursday, as both a Democratic proposal for a three-year extension and a rival Republican plan offering healthcare savings accounts fell short of the 60 votes needed to advance. The collapse of both bills leaves around 24m ACA enrollees facing sharply higher costs in 2026, with subsidies set to expire at year-end. Despite bipartisan support from a handful of senators, deep divisions remain over how to structure any extension, particularly around abortion-related provisions. With no clear path forward before open enrollment closes, the issue may now hinge on broader budget negotiations in January.
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