You’re all signed up for Risk Channel
Thank you for your interest in our service.
Watch out for a confirmation email from our subscriptions team. Once you have confirmed you will join the worldwide community of over 14,000 subscribers who are receiving daily Risk intelligence to lead, innovate and grow.
Note: Due to the nature of this message you may find this in your "promotions" or "spam" folders, please check there. If nothing arrives within a few minutes let us know. If you do not receive this email we will be happy to help get you set up.
Adding the email address riskchannel@emm.us.com, will help to ensure all newsletters arrive directly to your inbox.
Recent Editions
Risk Channel
North America
Rapidly rising interest rates are disrupting U.S. commercial real-estate transactions as buyers demand price reductions or other concessions on deals agreed when financing was cheaper. The long gap between signing and closing means higher borrowing costs can materially change projected returns, prompting more “retrades” and occasional lender withdrawals. Cushman & Wakefield’s Jeff Powers said, “Rates went up... and I’m already getting calls where they’re talking retrade.” The strain is also weighing on property values, refinancing and development economics, with 11.42% of commercial mortgage-backed securities loans in special servicing in August, the highest rate since February 2013. Some buyers have successfully negotiated discounts, although lenders and investment funds still have substantial capital available for stronger projects. Market participants say financing remains accessible, but higher rates are increasing pricing, lowering valuations and creating substantially more friction around closing transactions.
Full Issue
Risk Channel
UK/Europe
New research by FICO has warned that financial institutions across EMEA are facing increasingly sophisticated fraud as criminals adopt generative and agentic AI for social engineering, synthetic identities and deepfake-enabled attacks. Among surveyed fraud, risk and technology professionals, 52% of EMEA institutions identified growing fraud complexity as their leading prevention challenge, while 48% highlighted effective AI integration. More than a third said fraud attempts had risen by over 25% in two years, while 51% reported false-positive rates above 15%. FICO’s Adam Davies said: “The next 24 months will be defined by orchestration, not by any single piece of technology.” FICO recommends moving AI from pilots into production, connecting models and intelligence sources across organisations, prioritising investments according to risk and financial impact, and treating fraud prevention and customer experience as interconnected.
Full Issue